Consumer Affairs

students at conference

This highly in-demand degree has three very strong concentration areas.

Personal Financial Management Concentration

The Personal Financial Management Concentration prepares students to work in areas of consumer advocacy and protection, personal financial management, financial counseling, nonprofit management, and governmental agencies. Through this diverse yet integrated course of study, students will gain specific skills and knowledge transferable to a wide variety of career options.


The PFM concentration includes the curriculum for the Texas State University, AFCPE Registered Education Program with the Association for Financial Counseling and Planning Education (AFCPE). For more information about AFCPE and obtaining your Accredited Financial Counselor (AFC®) designation through the AFCPE Registered Education Program pathway, please visit www.afcpe.org.

Family and Consumer Sciences Concentration

The Family and Consumer Sciences Concentration is comprehensive program including preparation in specific subject matter areas of family and consumer sciences including child development, food and nutrition, housing and financial management, fashion and textiles, and consumer sciences.

Family and Consumer Sciences Teacher Concentration

Family and Consumer Sciences Teacher Concentration is a broad program including preparation in specific subject matter areas of family and consumer sciences and teaching. FCS Teacher focus on teaching child development, families, communications, food and nutrition, personal finances, housing, fashion and textiles in middle and high schools. This major prepares students to get certified to be an FCS Teacher. It is important to note that there is a nationwide shortage of FCS Teachers. Beginning teachers in Texas start at above $50,000 for a nine-month contract with benefits and retirement plan.

Employment Opportunities

Private Sector

  • Banking Underwriter
  • Better Business Bureau
  • Community Programs
  • Credit Analysts
  • Customer Service
  • Financial Advisor
  • Financial Coach
  • Financial Counselor
  • Government Relations
  • Human Resources
  • Insurance Claims Adjuster
  • Loan Officer
  • Mortgage Underwriter
  • Personal Banker
  • Personal Financial Planner
  • Policy Analyst
  • Public Relations
  • Real Estate Agent/Broker
  • Quality Control

Governmental Sector

  • Consumer Protection Agencies & Commissions
  • Federal Reserve Commissioned Examiner
  • Health Department (state, county or city)
  • Regulatory Agencies (federal, state or city)
Dr. Kim Davis headshot

Dr. Kim Davis

Consumer Affairs Program Area Coordinator

512-245-8489

KD20@txstate.edu